[Noisebridge-board] Just sent e-mail to insurance person
dmolnar at eecs.berkeley.edu
Wed Oct 1 21:19:45 UTC 2008
FYI, here is the e-mail I just sent to Andrew Kantarzhi from Bonafide
Insurance. We corresponded back in February about insurance. Let me know
if there's anything I missed. I'll use this as a template for
discussions with other insurance persons as well.
We corresponded earlier this year regarding insurance for Noisebridge,
an art and technology project space. Thanks for your patience and
careful explanations. We have finally closed a lease on a space at 83C
Wiese Street, San Francisco, CA.
So I am happy to finally resume our discussion with specifics.
I have filled out the insurance application you sent me earlier this
year with the details concerning the space. What would be the best fax
number to which to send it?
Since we last talked, we have decided to take Noisebridge the non-profit
route. We are incorporating as a California Public Benefit non-profit
and applying for IRS 501c3 status.
Another change since we last talked is that we will be offering
workshops during the day or evening to members of the public. These will
last roughly 2-3 hours and concern things like learning a new
programming language, simple soldering projects, etc.
With regards to coverage, the landlord requires $1MM of general
liability insurance. Does that also include "slip and fall" incidents?
If not we would like to purchase that as well.
We are also interested in insurance against theft, but we would like to
know what different prices are for different levels of coverage. I have
filled out the application with a $1000 deductible on replacement costs
totaling $15K. The replacement costs could be higher; we are currently
building the space, so that's our current guess.
Finally, we are also looking for directors & officers insurance for the
non-profit. Please let me know if you can provide that, or if not can
you suggest someone?
Thanks again for all your help,
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