[Noisebridge-discuss] Bringing Down the Credit Bureaus

Joel Jaeggli joelja at bogus.com
Thu Jan 7 07:01:26 UTC 2010


dpc wrote:
> i think to compete one would need a score that was somehow more
> indicative of a person's 'credit worthyness' than the current
> scheme. text/history/whatever would be interesting to people willing to
> take the time, but most are going to be using the number to make the
> decision if they should bother at all.

a demonstrably better algorithm would be a really great basis for a
competitive product. the querier wants to get a back a number and they
want the number to have some meanining in their model.

> \p
> 
> ---
> In case you weren't aware, "ad homineum" is not latin for "the user of
> this technique is a fine debater." - Thomas F. Burdick (c.l.l)
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