[Noisebridge-discuss] noisebridge credit line - cashflow cushion / lasercutter
Dr. Jesus
j at hug.gs
Tue Jan 11 01:38:49 UTC 2011
Josh,
Someone seems to be spoofing your email address.
On Mon, Jan 10, 2011 at 5:26 PM, jim <jim at well.com> wrote:
>
> uh oh....
>
>
> On Mon, 2011-01-10 at 16:35 -0800, aestetix aestetix wrote:
>> Nobody's asking you to do that. In fact, we tend to encourage positive
>> and constructive discussions.
>>
>> However, we are a community, and we work together. When you join a
>> community, especially one that has been around for a couple of years,
>> it's polite and respectful to ask questions about how things work, and
>> why they work the way they do.
>>
>> We generally don't work well when others try to impose authority on
>> us. We work well when people create their own authority within
>> themselves, and do things. For example, rather than saying
>> "Noisebridge, you need a line of credit!", it might be a good learning
>> experience to ask our treasurer if we have one, and if not, why. If it
>> turns out we actually would benefit from one after all, then perhaps
>> going and making it happen, and then reporting to the list "Hey, after
>> talking to the treasurer, we decided to create a line of credit!
>> Here's how it works, and how you can participate!" would be excellent,
>> in my opinion.
>>
>> I realize it might not make much sense, but that approach does work,
>> and Noisebridge is a great place to practice it.
>>
>> On Mon, Jan 10, 2011 at 4:26 PM, Patrick Keys <citizenkeys at gmail.com>
>> wrote:
>> [blahblah money blahblah]
>>
>> Telling new people to Noisebridge to sit on their ass and
>> observe for
>> several months before commenting is ridiculous. And instead
>> of
>> attacking me all the time, it might be best to just run the
>> business of
>> Noisebridge (yes... noisebridge is a business - a non-profit
>> business)
>> in a business-like manner.
>>
>> [more blahblah]
>>
>> Patrick
>>
>>
>> On 1/10/2011 4:16 PM, Dr. Jesus wrote:
>> > So talk to the treasurer, head over to the bank, and set it
>> up? Is
>> > there some reason why you had to send this to the list?
>>
>> >
>> > On Mon, Jan 10, 2011 at 3:59 PM, Patrick
>> Keys<citizenkeys at gmail.com> wrote:
>> >> Noisebridge needs a corporate line of credit at the bank.
>> >>
>> >> Here's how any business with any sense would do this:
>> >> 1) Make an itemized list of all the expensive stuff you
>> already have
>> >> here. Those are called fixed assets.
>> >> 2) Take your average bank balance. That's a liquid asset.
>> >> 3) Use the assets as collateral for the line of credit.
>> >> 4) Use the line of credit to increase assets and manage
>> cashflow.
>> >>
>> >> Go to the bank and get a credit line. The best time to get
>> one is when
>> >> you don't need it. Use the credit line for emergencies,
>> like the risk
>> >> of eviction. Also use it to attract more people here by
>> buying cool
>> >> expensive toys, like the laser cutter.
>> >>
>> >> Instead of paying for the laser cutter all at once, you buy
>> it on a
>> >> lease-with-buyout-option like Josh mentioned. That lets
>> you spend less
>> >> cash upfront and keep that cash to manage your cashflow.
>> That extra
>> >> cash pays the rent, keeps the lights on, and keeps you from
>> having your
>> >> back against the wall whenever the bills come in.
>> >>
>> >> Seriously... go get a damn credit line already.
>> >>
>> >>
>> >>
>> >> Patrick
>> >> _______________________________________________
>> >> Noisebridge-discuss mailing list
>> >> Noisebridge-discuss at lists.noisebridge.net
>> >>
>> https://www.noisebridge.net/mailman/listinfo/noisebridge-discuss
>> >>
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