[Noisebridge-discuss] Bringing Down the Credit Bureaus

Sai Emrys saizai at gmail.com
Sat Jan 9 01:05:44 UTC 2010


On Fri, Jan 8, 2010 at 4:56 PM, Brian Molnar <brian.molnar at gmail.com> wrote:
> The lack of reporting means "meh, business as usual".

I think it's a major mistake to think that no information equals good
information.

No info is no info, period. Maybe either person stopped using the
site, the loan was mooted, an email was missed, whatever.

This is IMO sloppy data analysis.

However, it would be interesting to make it a pragmatic question.
After all, the only number that matters at the end of the day is the
correlation of borrower score to borrower's likelihood to pay back. If
you can still get that with a more laid-back reporting system, well
good for you.

I'm just skeptical that you would. :-P

- Sai



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